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Posted : Wednesday, March 20, 2024 07:06 PM
Job Summary:
The position of SBA Lender is responsible for developing small business relationships by offering SBA products.
The officer will gather credit information on current and potential borrowers, negotiate, analyze and coordinate the approval and closing of major and complex SBA guaranteed loans.
Responsible for understanding the SBA’s Standard Operating Procedures, SBA eligibility and the Bank’s lending policies and procedures.
The position of SBA Lender is responsible for attaining established Bank and department goals through active participation in promoting the SBA loan product line with bank officers and assisting officers on their call programs.
The position will be focused on negotiating credit terms, such as costs, loan repayment methods, and collateral specifications.
Negotiate interest rate structure to be consistent with bank policies and procedures and be competitive with current market rates.
Responsibilities and Duties: • Work independently to develop and solicit new business from present and prospective clients for SBA loan products • Analyze credits, understand SBA eligibility, and present opportunities to the bank • Complete loan applications, gather financial information, and work with customers throughout the application and closing process.
• Handle negotiations and credit assessments on an independent basis and appropriately identify customer and transaction credit risks.
• Work with Underwriting and SBA team to assist in moving the request through application, underwriting, closing and related servicing activities and ensuring that all SBA requirements are met.
• Interface with other managers, bank staff, Commercial and Business Bankers to provide the teamwork and knowledge needed to develop and maintain awareness of the SBA (7a) Line of Business.
• Establish strong referral network and relationships with commercial real estate brokers, loan brokers CPAs, accountants, lawyers etc.
: to solicit new SBA loan leads.
• Direct calling on third party groups (CDCs, and other government agencies) throughout assigned geographic markets in a direct effort to develop credit enhanced loan leads.
• Once loan process is completed, work with appropriate Relationship Manager to seamlessly hand off the customer for ongoing relationship management.
• Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC) • Integrity, discretion, and respect for confidential information are essential.
Job Skills and Qualifications: • Excellent communication skills required for major contact with customers, executive management, and the public often involving difficult negotiations and requiring skill and resourcefulness in maintaining good will toward the Company.
• Superior business development, customer relations, and decision-making skills essential.
• Bachelor’s degree with a minimum of 4 years’ experience in the financial industry to include 2 years’ experience with SBA lending, or an associate degree with a minimum of 4 years’ experience in the financial industry to include 4 years’ experience with SBA lending.
• Must have thorough knowledge of bank policies and procedures.
• Valid state driver's license, proof of insurance and available transportation.
Company Overview: Truth in Texas Banking.
That’s what we’re about.
Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas.
We became a publicly traded company in 2014 and in 2020 and 2021 we were listed on Fortune’s 100 Fastest Growing Companies.
Headquartered in Dallas, Texas, we’ve built a bank forever rooted in truth, transparency, and uncompromising integrity.
We know our strongest asset is the passion, authenticity, and talent of our people.
We focus on the growth and development of each team member to unlock potential to “Be Your True Self.
” Our “True You” culture is made up of five pillars: 1.
Be Mindful 2.
Be Healthy 3.
Be Better 4.
Be Prosperous 5.
Be Faithful With this as our foundation, we’ve built a bank of people who are transparent, tell the truth, and act with integrity.
We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect.
Visit our website at www.
VeritexBank.
com and come see how we’re bringing truth and transparency to Texas banking.
Veritex Community Bank does not accept unsolicited resumes from recruiters or employment agencies.
Veritex Community Bank is under no obligation to pay any referral compensation or recruiter fee in the absence of a current executed Recruitment Services Agreement.
In the event a recruiter or agency submits an unsolicited resume or candidate without an agreement, Veritex reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency.
Any unsolicited resumes, including those submitted to hiring managers, shall be deemed the property of Veritex Community Bank.
If your agency would like to be considered as a potential future recruiting partner, please leave your contact information at Recruiting@VeritexBank.
com.
Work environment and Physical demands: The employee may occasionally lift and/or move up to 25 pounds.
The employee may occasionally stand, walk, reach, climb, balance, stoop, kneel, crouch, or crawl.
The work environment and physical demands are those of a standard office setting.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Disclaimer: This job description is not an inclusive list of all duties and responsibilities of the position.
Incumbents will be required to follow any other job- related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments.
Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs.
This document does not create an employment contract, implied or otherwise, other than an "at will" relationship.
Veritex Community Bank is an equal opportunity employer.
Veritex Community Bank Corporate Human Resources, Dallas, Texas.
We are committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances.
The information collected by this application is solely to determine suitability for employment, verify identity and maintain employment statistics on applicants.
Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws.
A reasonable accommodation is a change in the way things are normally done which will ensure an equal employment opportunity without imposing undue hardship on the Company.
Please inform the Company’s personnel representative if you need assistance completing any forms or to otherwise participate in the application process.
The officer will gather credit information on current and potential borrowers, negotiate, analyze and coordinate the approval and closing of major and complex SBA guaranteed loans.
Responsible for understanding the SBA’s Standard Operating Procedures, SBA eligibility and the Bank’s lending policies and procedures.
The position of SBA Lender is responsible for attaining established Bank and department goals through active participation in promoting the SBA loan product line with bank officers and assisting officers on their call programs.
The position will be focused on negotiating credit terms, such as costs, loan repayment methods, and collateral specifications.
Negotiate interest rate structure to be consistent with bank policies and procedures and be competitive with current market rates.
Responsibilities and Duties: • Work independently to develop and solicit new business from present and prospective clients for SBA loan products • Analyze credits, understand SBA eligibility, and present opportunities to the bank • Complete loan applications, gather financial information, and work with customers throughout the application and closing process.
• Handle negotiations and credit assessments on an independent basis and appropriately identify customer and transaction credit risks.
• Work with Underwriting and SBA team to assist in moving the request through application, underwriting, closing and related servicing activities and ensuring that all SBA requirements are met.
• Interface with other managers, bank staff, Commercial and Business Bankers to provide the teamwork and knowledge needed to develop and maintain awareness of the SBA (7a) Line of Business.
• Establish strong referral network and relationships with commercial real estate brokers, loan brokers CPAs, accountants, lawyers etc.
: to solicit new SBA loan leads.
• Direct calling on third party groups (CDCs, and other government agencies) throughout assigned geographic markets in a direct effort to develop credit enhanced loan leads.
• Once loan process is completed, work with appropriate Relationship Manager to seamlessly hand off the customer for ongoing relationship management.
• Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC) • Integrity, discretion, and respect for confidential information are essential.
Job Skills and Qualifications: • Excellent communication skills required for major contact with customers, executive management, and the public often involving difficult negotiations and requiring skill and resourcefulness in maintaining good will toward the Company.
• Superior business development, customer relations, and decision-making skills essential.
• Bachelor’s degree with a minimum of 4 years’ experience in the financial industry to include 2 years’ experience with SBA lending, or an associate degree with a minimum of 4 years’ experience in the financial industry to include 4 years’ experience with SBA lending.
• Must have thorough knowledge of bank policies and procedures.
• Valid state driver's license, proof of insurance and available transportation.
Company Overview: Truth in Texas Banking.
That’s what we’re about.
Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas.
We became a publicly traded company in 2014 and in 2020 and 2021 we were listed on Fortune’s 100 Fastest Growing Companies.
Headquartered in Dallas, Texas, we’ve built a bank forever rooted in truth, transparency, and uncompromising integrity.
We know our strongest asset is the passion, authenticity, and talent of our people.
We focus on the growth and development of each team member to unlock potential to “Be Your True Self.
” Our “True You” culture is made up of five pillars: 1.
Be Mindful 2.
Be Healthy 3.
Be Better 4.
Be Prosperous 5.
Be Faithful With this as our foundation, we’ve built a bank of people who are transparent, tell the truth, and act with integrity.
We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect.
Visit our website at www.
VeritexBank.
com and come see how we’re bringing truth and transparency to Texas banking.
Veritex Community Bank does not accept unsolicited resumes from recruiters or employment agencies.
Veritex Community Bank is under no obligation to pay any referral compensation or recruiter fee in the absence of a current executed Recruitment Services Agreement.
In the event a recruiter or agency submits an unsolicited resume or candidate without an agreement, Veritex reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency.
Any unsolicited resumes, including those submitted to hiring managers, shall be deemed the property of Veritex Community Bank.
If your agency would like to be considered as a potential future recruiting partner, please leave your contact information at Recruiting@VeritexBank.
com.
Work environment and Physical demands: The employee may occasionally lift and/or move up to 25 pounds.
The employee may occasionally stand, walk, reach, climb, balance, stoop, kneel, crouch, or crawl.
The work environment and physical demands are those of a standard office setting.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.
Disclaimer: This job description is not an inclusive list of all duties and responsibilities of the position.
Incumbents will be required to follow any other job- related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments.
Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs.
This document does not create an employment contract, implied or otherwise, other than an "at will" relationship.
Veritex Community Bank is an equal opportunity employer.
Veritex Community Bank Corporate Human Resources, Dallas, Texas.
We are committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, marital status, or any other legally recognized protected basis under federal, state or local laws, regulations or ordinances.
The information collected by this application is solely to determine suitability for employment, verify identity and maintain employment statistics on applicants.
Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws.
A reasonable accommodation is a change in the way things are normally done which will ensure an equal employment opportunity without imposing undue hardship on the Company.
Please inform the Company’s personnel representative if you need assistance completing any forms or to otherwise participate in the application process.
• Phone : NA
• Location : Remote,OR 97458,USA, Myrtle Point, OR
• Post ID: 9150435782
