Mortgage Loan Processor

You are a perfect match for our Credit Union! The Mortgage Loan Processor position is a key role at First Community and affords a rewarding career with competitive pay and excellent benefits.
Opportunities abound to provide exceptional service while promoting our wide array of financial products and services.
Employees who are successful in making referrals are eligible for monthly incentives.
Enthusiastic and outgoing individual can showcase their relationship building skills to enhance our customer banking experience.
You will join a team of motivated, dedicated and empowered employees who strive to provide superior service and conduct accurate transactions, while complying with policies, procedures and regulatory banking requirements.
MINIMUM QUALIFICATIONS: This position requires a high school diploma or equivalent and a proven track record in customer service.
Computer literacy and basic accounting and math skills are required.
Secondary market lending experience is preferred.
Familiarity with MortgageFlex loan origination software is a plus.
Must demonstrate a positive attitude, professional image, and be self-motivated and have the ability to manage multiple projects and tasks simultaneously with a high degree of accuracy.
Must possess excellent oral and written communication skills.
ESSENTIAL FUNCTIONS: Process secondary market quality real estate loans, order appraisals, verifications of employment and deposit, preliminary title and other supporting documentation.
Reviews documents and updates files in MortgageFlex and prepares files for underwriting and closing.
Understand and apply all Federal and Investor guidelines, including TRID.
Works closely with the Mortgage Loan Officer, members and vendors, keeping interested parties informed during the process.
Cross train in other positions as time allows.
Scanning and filing as needed.
Be willing to perform all other duties as assigned.
Represents the Credit Union with honesty, integrity and trust at all times.
Adheres to established internal policies and procedures for compliance.
Completes required compliance training in a timely manner and complies with all regulations within scope of the position.
Adheres to the requirements of the Bank Secrecy Act, OFAC, USA PATRIOT Act and anti-money laundering regulations.
Assist Vice President of Mortgage Lending, performing duties as assigned.
BASE EXPECTATIONS: Be willing to perform any duty (beyond Essential Functions above) as assigned.
Confidentiality is of the utmost importance.
Problem solving skills are essential to this position.
Demonstrate a good understanding of the credit union’s loan policy and loan programs.
Maintain a general knowledge of all of the credit union’s products and services.
Possess a detailed working knowledge of Microsoft Word and Excel software applications that is adequate to perform the duties assigned.
Promote an atmosphere of teamwork throughout the credit union.
Ensure good working relationships with Appraisers, Title Companies, Realtors, etc.
Communicate effectively and professionally with members, coworkers and management, including verbal and written communication.
Support the Leadership Team.
Ability to solve problems and make decisions within responsibility level.
Follows the credit unions Member Service Standards and Telephone Etiquette.
Maintain punctuality while adhering to the assigned work schedule.
Attend all required meetings unless prior approval is granted.
WORKING CONDITIONS Occasional lifting, carrying, pushing, and pulling of items weighing up to 60 lbs.
Potential exposure to the threat of violence at any time.
Occasional business travel may be required.
Sitting or standing for extended periods of time may be required.
Repetitive motions and extensive keyboarding may be required.
**Equal opportunity employer, including protected Veterans and individuals with disabilities.